Condo and Townhome
Association Insurance
Managing a condo or townhome association in South Carolina isn’t just about maintaining the property—it’s about protecting it. From common areas to structural components, your association shoulders a lot of responsibility. That’s why having the right insurance coverage is an absolute must. BME Insurance specializes in providing comprehensive policies specifically designed for condo and townhome associations, allowing you to focus on creating a thriving community while we handle the risks.
Why Your Association Needs Specialized Insurance
As a condo or townhome association, you’re not just managing buildings—you’re managing people’s homes, investments, and lifestyles. From unexpected property damage to liability claims, the risk potential is everywhere. Specialized condo association insurance protects your association from financial loss while meeting state and local requirements.
Comprehensive Townhome and Condo Insurance in Myrtle Beach, SC
General Liability Insurance
Your association can face liability claims for injuries in common areas or property damage caused by maintenance. General liability condo insurance protects your association from third-party claims and ensures your community stays safe and secure.
Workers' Compensation
Workers' compensation insurance is vital for employees or contractors in your association. It covers medical expenses, lost wages, and rehabilitation costs in case of workplace injuries, ensuring your workers are protected and your association remains compliant with state laws.
Commercial Auto Insurance
Commercial auto insurance is necessary if your association owns or uses cars to maintain the property. It covers the vehicles for accidents, theft, or damage, protecting your assets and keeping your association running smoothly.
Equipment and Tools Coverage
Your association relies on equipment, from lawnmowers to maintenance tools, to keep everything in shape. Equipment and tools coverage protects against loss, theft, or damage to your property's tools, ensuring you can maintain the grounds and buildings without disruption.
Contractor Liability Insurance
Contractors hired to manage repairs, maintenance, or improvements to your property need liability insurance. Contractors liability insurance protects your association if mistakes are made on the job, from faulty installations to missed code compliance, ensuring the association is not financially liable for contractor errors.
Keep Your Community Protected with the Right Insurance Policy from BME Commercial Insurance in Conway, Myrtle Beach, & Beyond
Managing a condo or townhome association comes with its fair share of challenges. But with the right insurance coverage, you can tackle them head-on. BME Insurance offers solid protection for your property, staff, and contractors, so townhome and condo owners can focus on keeping everything running without worrying about the risks.
From protection against bodily injury claims to general liability protection, we’ll handle the heavy lifting while you care for your community. Get in touch today and secure the protection your association deserves.
Whether you need condo insurance in North Myrtle Beach, SC, or townhome insurance in Charleston, protect your investment with coverage built for property owners.