As a countertop contractor, you deal with heavy materials, sharp tools, and high expectations. Whether you’re working with granite, marble, or quartz, your job has various risks. One slip-up or accident can cost you big. That’s where BME Insurance comes into the picture. We provide the proper coverage so you can focus on your craft while we protect your business from the unexpected.
Every job you do has its risks. There’s the danger of injury, property damage, or costly mistakes—especially when working with heavy materials and specialized tools. One wrong move and your business could take a major hit. That’s why you need the right insurance coverage to protect your livelihood.
When working in someone else's home or business, anything can happen. A slip, a fall, or an accident that damages their property could lead to a costly lawsuit. General liability insurance protects you from third-party claims like these. Whether it's a damaged countertop or bodily injury, this coverage ensures your business doesn't fall.
Without your crew, you wouldn't get the job done. But countertop installation isn't exactly safe work. From heavy lifting to using power tools, there's always the risk of injury. Workers' compensation insurance covers your team if something goes wrong. It'll help pay medical expenses, cover lost wages, and ensure your crew gets back on their feet as quickly as possible. Plus, it keeps you compliant with the law, so you don't have to worry about fines or lawsuits.
Your work trucks are your lifeline, whether hauling materials or getting tools to the job site. Commercial auto insurance protects your vehicles if damaged, stolen, or involved in an accident. If your truck goes down, so does your business. With commercial auto insurance, you won't miss a beat, no matter what happens on the road.
You don't take shortcuts with your tools, and neither should your insurance. From diamond saws to power drills, your equipment is as tough as you are. But even the best gear can get lost, stolen, or damaged. Equipment and tools coverage ensures your tools are replaced or repaired fast, so you don't lose valuable time. When you depend on your tools to get the job done, you can't afford to be without them.
Mistakes happen—even to the most experienced contractors. Whether it's a miscut slab, a design error, or a slip-up on installation, contractor liability insurance protects you. If a client sues over work that wasn't up to par, this coverage keeps you out of financial hot water. It helps with legal costs, settlements, and anything else from a dispute. It's your safety net when things don't go as planned.
Whether you’re a one-person operation or running an entire crew, we have the protection you need to keep your business strong and moving forward. Reach out to us today and get the coverage you deserve. It’s time to ensure your business is as protected as your reputation!