As a fencing contractor, you’re in the business of creating boundaries—whether it’s for homes, businesses, or industrial sites. You’re handling heavy-duty materials, digging deep posts, and working in all kinds of weather. But with the risks involved, from injuries to property damage and the unpredictable nature of the job site—you need solid insurance coverage to keep your business strong. At BME Insurance, we provide the coverage you need so you can focus on building strong, secure fences.
Fencing work isn’t a 9-to-5 gig. You’re working with power tools, heavy materials, and often on rough, uneven ground. Accidents are bound to happen. Whether a worker injury, property damage, or a mistake that leads to a lawsuit, you need the proper insurance to protect your business from costly risks.
Fencing contractors face daily risks, from accidental damage to a client’s property to injuries on the job. General liability coverage protects your business from third-party claims, covering things like damaged fences, personal injury, or even damage to a client’s property during installation. With this fence business insurance, you can keep your business from taking a financial hit when accidents happen.
Your team is doing the heavy lifting, working with power tools, and handling materials that can weigh hundreds of pounds. It's a dangerous job. Workers' compensation insurance helps protect your employees if they get injured on the job. It covers medical expenses, lost wages, and rehabilitation costs so your crew can recover without the stress. It also keeps you compliant with state laws and avoids potential fines.
You rely on your trucks to get materials to the job site, haul tools, and move equipment. Commercial auto insurance ensures your vehicles are covered in accidents, theft, or damage. Whether transporting materials or driving between job sites, this coverage keeps your business moving forward, even if something happens on the road.
Your tools are essential to getting the job done. From post-hole diggers and power drills to saws and welding gear, your equipment must be in top shape. Equipment and tools coverage protects your gear from theft, damage, or loss. If your tools get damaged or go missing, this equipment insurance helps you replace or repair them so you can return to work quickly.
Mistakes happen—whether a missed measurement, a fence that’s not up to code, or a misunderstanding with a client. Contractor liability insurance covers you if your work leads to a legal claim. It protects you from the costs of defending against lawsuits and helps with settlement fees if a client sues over faulty work. This coverage keeps your reputation intact and your business protected, no matter what comes your way.
You’ve got the skills to build a solid fence—now let us help you build a solid foundation of protection for your business. From unexpected accidents to legal hassles, we’ve got the coverage to keep you standing tall. Don’t wait for the next risk to knock you down. Get in touch, and let’s secure the coverage that keeps you focused on what you do best—building fences that last.