As a janitorial contractor, you maintain cleanliness and create safe, inviting spaces for your clients. Whether you’re handling commercial spaces, office buildings, or residential properties, you know that the work is demanding. There’s always the potential for accidents with cleaning chemicals, equipment, and various job sites. That’s where BME Insurance comes in. We’ve got you covered with comprehensive insurance solutions designed to protect your business from the risks you face every day.
Cleaning isn’t just about mops and brooms—real risks are involved. Slips and falls, property damage, or exposure to harmful chemicals can turn a simple job into a serious issue. Without the proper insurance, a minor accident could cost you big. BME Insurance ensures your janitorial business is fully protected so you can focus on keeping things spotless without worrying about the what-ifs.
Accidents happen, especially in the fast-paced world of janitorial services. Whether it’s a slip and fall at a client’s office or damage caused while cleaning, general liability insurance protects you from third-party claims. This coverage helps cover medical expenses, repair costs, and legal fees, ensuring your business doesn’t take a financial hit when the unexpected occurs.
Your team works hard to keep spaces clean and sanitized, but cleaning often involves hazardous tasks, like handling cleaning chemicals, using ladders, or operating heavy equipment. Workers’ compensation insurance protects your employees in case of injury on the job. It covers medical bills, lost wages, and rehabilitation costs, giving your workers the support they need to recover. It also ensures you comply with state regulations and helps you avoid costly penalties.
For many janitorial contractors, getting to and from job sites is part of the daily grind. Whether hauling cleaning supplies or driving from one location to another, commercial auto insurance protects your work vehicles from accidents, theft, or damage. This coverage ensures that your vehicles and business stay on the move, no matter what happens on the road.
As a janitorial contractor, your equipment is your lifeline, whether it’s vacuums, power washers, or cleaning supplies. Equipment and tools coverage protects your gear in case of theft, loss, or damage. If your equipment breaks down or goes missing, this coverage helps you repair or replace it quickly, keeping your cleaning business running smoothly without delays.
Janitorial contractors don't just offer cleaning services; they also provide a service that requires attention to detail and professionalism. Professional liability insurance protects you if a client claims you didn’t meet expectations or provided subpar service. Whether it’s a missed cleaning task or failure to meet agreed-upon standards, this coverage shields you from legal claims and the cost of defending your reputation.