As a flooring contractor, you know your work isn’t just about installing beautiful floors—it’s about precision, quality, and getting the job done right. But let’s face it: things don’t always go according to plan. Whether it’s a damaged floor during installation, a client who’s not happy with the finish, or a worker who gets hurt on the job, there’s a lot of risk in what you do. That’s why BME Commercial Insurance provides the right coverage to protect your business so you can focus on what you do best—laying down great floors and building your reputation.
As a flooring contractor, you face risks that most people don’t consider. A damaged floor, a slipped tool, or an accident on-site can put your business at risk. Flooring contractor insurance protects you from unexpected accidents and keeps you covered if things go wrong. It’s more than just wise—it’s about ensuring you can keep working confidently, knowing you’re covered no matter what.
Accidents happen—whether it's a slip on a wet floor, a client's furniture getting scratched, or accidental damage during installation. General liability coverage protects your flooring contractor business from property damage or bodily injury claims. It's the coverage you need to keep things running smoothly if something goes wrong on the job site.
Your crew is the heart of your business, and their safety matters. Workers' comp insurance covers any injuries or accidents on the job. This includes medical bills and lost wages and helps keep you compliant with the law. Plus, it gives your team peace of mind, knowing they're covered if something happens on the job.
If you're driving your work truck from job to job, it's more than just transportation—it's an essential part of your business. Commercial auto insurance covers your vehicle and anything you're hauling, from tools and materials to flooring supplies. Whether a fender bender or a more serious accident, this coverage ensures your business isn't sidelined.
Flooring jobs require specialized tools—saws, sanders, or heavy equipment. Tool and equipment insurance protects your gear from theft, damage, or loss. If something happens to your tools, this coverage helps you replace or repair them without disrupting your workflow. It's vital to keep your business running smoothly.
Mistakes can happen, even with the best flooring installation contractors. Whether it's a measurement miscalculation or an issue with the final product, contractor liability insurance helps protect your business from legal disputes. It covers claims of negligence or mistakes, ensuring your business and reputation stay intact no matter what.
Whether you’re a solo contractor or managing a team, we’ve tailored flooring installer insurance solutions to fit your needs. From protection for business property to general liability insurance and workers’ compensation, we’re the go-to team for comprehensive coverage you can rely on.
Contact BME Commercial Insurance today for a custom quote. Let’s ensure your business is covered—so you can focus on delivering top-quality flooring.